Share/CD Rates Loan Rates Business Rates
Business Loan Rates
TypeTermAPR as low asNotes
New Vehicle:  2012 - 2011 Models new titled vehicle
 Up to 48 Months2.25% 
 Up to 60 Months2.75% 
 Up to 72 Months3.25%Vehicle Value must be over $25,000
 Up to 84 Months3.75%Vehicle Value must be over $30,000
Used Vehicle:   
2012 - 2008 ModelsUp to 60 Months4.75%Up to 80% NADA Retail Value
2012 - 2008 ModelsUp to 60 Months5.25%Up to 100% NADA Retail Value
2007 and Older ModelsUp to 36 Months5.25%Up to 80% NADA Retail Value
2007 and Older ModelsUp to 60 Months5.50%Up to 80% NADA Retail Value $25,000 min.
Business Loans:   
UnsecuredUp to 60 Months9.25% 
 61 to 96 Months9.75%min. $20,000
Visa Classic 10.90%Must have Intelliscore rate over 20
Visa Platinum 8.95%Must have Intelliscore rate over 49
New Boats:   
 Up to 60 Months4.75% 
 Up to 84 Months5.75% 
Used Boats:   
 Up to 60 Months6.75% 
    
Share Secured min. 2.75%Rate charged will be 2% above item being used as security for the loan and rounded to the nearest 1/10th basis point. Examples of such items include regular share account or Cd's.
Commercial Real Estate:  Closing Fees
 Up to 60 Months4.75%80 - 84.99% LTV add .25%
 61 - 120 Months5.25%85 - 89.99% LTV add .50%
 121 - 180 Months5.75%90-95.00% LTV add 1.0%
   All rates effective: 4/01/2012; All rates based on "A" credit score

*APR = Annual Percentage Rate.

Notes:
1) All rates subject to change without prior notice.
2) Rates are based on the type of loan, term of loan, and your credit worthiness.
3) All loans subject to normal underwriting guidelines.

 

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